baymule
Garden Master
I start a new job today. Yup, going back to work. Last year was a financial disaster. The truck went into the shop 4 times, the bills were $2,000+ and the last breakdown was $4500. The car broke down, more $$$, and the Kawasaki mule broke down-just the parts were $2,000. With the first breakdown, we put it on a credit card to spread out the cost over several months, which normally would work out just fine. but the hits just kept coming. At one time, the only thing running was the tractor and we joked about riding that to town.
In November, my husband had cataract surgery. There were 3 tiers of lenses. The first tier, Medicare and the supplement would pay 100%. The 2nd tier corrected a little more, the 3rd tier corrected the stigmatism and long and short distance vision. He wanted thee 3rd tier so badly, but was going to settle for tier #1 because of cost. This was a one time surgery, no going back later to redo it and get the upgrade. I insisted that he get Tier #3 because it would improve the rest of his life. The price tag was $5,000. Yeah, ouch.
ONE crisis we could have handled, even two, but we kept getting sh!t at and hit.
We have argued about me getting a job to get things paid off. We are making more than the payments, but owing that much money puts me in a very bad mood. It will take too long to get things back to where I am happy. We did not want to sell assets and now with the stock market in the toilet, I wouldn't take the loss anyway. I am not one to dither about whining, so finally I made an appointment for a job interview and TOLD my husband, this is what I am going to do. I was hired. I go in today from 1-4 for training.
I will be working in an assisted living facility in a nearby town. With the covid-19 virus going around, what a stroke of luck. I will be in a lockdown situation and not having the public breathing, coughing and sneezing in my face all day. I figure I will work for the next 6 months or so. It will be hard, we are raising 50 Cornish Cross chicks, 2 feeder pigs, a big garden and I will have lots to do. BJ is on board and will do all he can to help me. We will get this done.
In November, my husband had cataract surgery. There were 3 tiers of lenses. The first tier, Medicare and the supplement would pay 100%. The 2nd tier corrected a little more, the 3rd tier corrected the stigmatism and long and short distance vision. He wanted thee 3rd tier so badly, but was going to settle for tier #1 because of cost. This was a one time surgery, no going back later to redo it and get the upgrade. I insisted that he get Tier #3 because it would improve the rest of his life. The price tag was $5,000. Yeah, ouch.
ONE crisis we could have handled, even two, but we kept getting sh!t at and hit.
We have argued about me getting a job to get things paid off. We are making more than the payments, but owing that much money puts me in a very bad mood. It will take too long to get things back to where I am happy. We did not want to sell assets and now with the stock market in the toilet, I wouldn't take the loss anyway. I am not one to dither about whining, so finally I made an appointment for a job interview and TOLD my husband, this is what I am going to do. I was hired. I go in today from 1-4 for training.
I will be working in an assisted living facility in a nearby town. With the covid-19 virus going around, what a stroke of luck. I will be in a lockdown situation and not having the public breathing, coughing and sneezing in my face all day. I figure I will work for the next 6 months or so. It will be hard, we are raising 50 Cornish Cross chicks, 2 feeder pigs, a big garden and I will have lots to do. BJ is on board and will do all he can to help me. We will get this done.
