Tree Fell A Lot Of Damage

[PennyJo]

insurance companies nickle and dime then oh that is not covered
when you do have damage... I am so thankful I do not have to carry
all the insurances anymore

 

[seedcorn]

Or if you have Farm Bureau like I do. Have a claim, here's your deductible and oh, by the way, you lose your no claim discount.....

 

[PennyJo]

Sounds like a good company, we are insured under my usaa policy but
farmers ins. on the mortgage really shocked me when we went to get ins on the
house they where valuing it at 350 thousand dollars.. even though we only paid 124
but it is in podunk Mossyrock Washington at least 70 miles if you wanted a job to
support the family we are retired me surrendered so it works fine for us

 

[baymule]

Yes I would believe the insurance you have to carry. We had a large furniture store and had to have all the available policies known to man. Commercial vehicle, personal vehicle, home and contents, business and contents, business interruption, workman's comp, liability for 3 million and life insurance so if one of us died, we could pay off everything. Plus all the taxes. 7.65% employment taxes on payroll, due every 15th of the month, along with the withholding that I had to turn in. Inventory and property tax. Punishment for actually doing well in life and providing employment for a dozen people.

 

[PennyJo]

that was the down side of owning your own profitable business and employing
people so they can support their families

 

[Nyboy]

 

[PennyJo]

oh good grief that really did mess up a few runs didn't it I am so sorry

 

[baymule]

Nyboy, a huge oak tree fell on our old house during a hurricane. It smashed things up quite a bit, but ol' Baymule was prepared! I had baked a pan of brownies before the power went out and had my DH pick up a box of cheap wine before the stores were stripped of everything. So, with branches poking through the sheetrock, rain pouring through the ceilings, I poured a glass of wine, nestled in my recliner with brownies and just didn't care much after that.

Reality can always come later.