Nyboy
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Steve every gas station here has the 2 pricies, credit is 10 cents more.
What's the Deal?
- Thread starter digitS'
- Start date
canesisters
Garden Master
Here too, but there is usually a tiny little note next to the lower, advertised price "Cash".
Rhodie Ranch
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Umpqua just got rid of their free checking for my husband's biz account, unless he keeps $1K in there. Grrrr.
A tiny Gold Country bank still offers free checking with no min anything. Good for them.
A tiny Gold Country bank still offers free checking with no min anything. Good for them.
Smart Red
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Steve, is the charge for checking fees or for fees in general?
What we've done is have a savings account at a large-ish bank. That has allowed us to do just about anything we want with the bank -- cash checks from other institutions free included. Then we have a checking account (with a savings) at a credit union -- with no fees -- that we use for paying bills and such.
Finally, we have an all-purpose -- no fee -- credit card that we use for most purchases through the month. We have NEVER paid interest or late fees for credit. Folks like us (hi, @w_r_ranch!) are known as "dead beats" because they get no money from us. They keep us because they do collect charge fees from companies we deal with.
Oh, yes, and I have a 10 year old virgin debit card tied to an unused checking account that is called "collateral" with my PayPal account. Never more than $300 (usually less) that I could lose. Then I transfer money into the account for a specific large purchase.
What we've done is have a savings account at a large-ish bank. That has allowed us to do just about anything we want with the bank -- cash checks from other institutions free included. Then we have a checking account (with a savings) at a credit union -- with no fees -- that we use for paying bills and such.
Finally, we have an all-purpose -- no fee -- credit card that we use for most purchases through the month. We have NEVER paid interest or late fees for credit. Folks like us (hi, @w_r_ranch!) are known as "dead beats" because they get no money from us. They keep us because they do collect charge fees from companies we deal with.
Oh, yes, and I have a 10 year old virgin debit card tied to an unused checking account that is called "collateral" with my PayPal account. Never more than $300 (usually less) that I could lose. Then I transfer money into the account for a specific large purchase.
Ridgerunner
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Dead beat. In this context that's one of the nicest things people have called me for a while. I do appreciate the compliment.
Smart Red
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Yup! I consider it a compliment, too. 
DEAD BEAT!- Thread starter
- #17
digitS'
Garden Master
Yes, it's for checking only.
I'm wondering if I could just get along with a savings account. What would be the difference?
Ummm, I do write about a dozen checks each year. Let's think about that ... do we need checking accounts?
Steve
I'm wondering if I could just get along with a savings account. What would be the difference?
Ummm, I do write about a dozen checks each year. Let's think about that ... do we need checking accounts?
Steve
so lucky
Garden Master
Steve, would you qualify for a senior checking account? Ours is free to seniors. I would have mine in a credit union---I like the concept---but there is none near me. I learned long ago to pay off my credit card every month, but I know there are lots of folks who have emergencies and end up paying through the nose on their credit card. I have no love affair with banks and other credit vultures, to be sure.
- Thread starter
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digitS'
Garden Master
Nobody ever questions that when I show up on Senior Discount Day at the garden center.
There's no mention of it at the bank. Of course, I may miss it if I don't have my ear trumpet aimed in the right direction.
The tellers are always real nice to me, like I might have lots of money, or might mention them in my will, or something ...
Steve
There's no mention of it at the bank. Of course, I may miss it if I don't have my ear trumpet aimed in the right direction.
The tellers are always real nice to me, like I might have lots of money, or might mention them in my will, or something ...
Steve
