Nyboy
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Wow @journey11 you should be so proud, not many people can say other then mortgage, they are debt free.
Armed and fabulous
- Thread starter MontyJ
- Start date
ninnymary
Garden Master
We are almost debt free. This July we finish paying our mortgage then we will be debt free!
Mary
Nyboy
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Mary you should be proud too !!!
Beekissed
Garden Master
Other than a small student loan, I'm debt free as well. I've worked hard at that point. It's like being in jail when you are deep in debt.
Smart Red
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Then there is me. I am old enough to have paid off everything and a thing or two set aside. Three to four checks a month for current bills is it. The simple life has its benefits.
Nyboy
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Wow here everyone lives way above their means. They rob peter to pay paul = use visa to pay Amex.
Beekissed
Garden Master
That's most folks nowadays around here too. Living like there's no tomorrow. A person deep in debt is a person living in fear...fear of losing their job, of becoming too ill to work, fear of their house of cards tumbling down if there is an emergency expense that removes money from the monthly budget, fear of ruining their credit by not being able to make payments on time, etc.
That's no kind of life.![:\](/styles/default/xenforo/smilies/side.png "side :\")
That's no kind of life.
Smart Red
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Nyboy, I don't even reach the level of living within my means, much less above it.
Unlike many Americans -- even those with much higher incomes -- I have 'enough'. Like the three bears' house, I have not too much, not too little, but just right.
Unlike many Americans -- even those with much higher incomes -- I have 'enough'. Like the three bears' house, I have not too much, not too little, but just right.
ninnymary
Garden Master
I never could understand people who use multiple credit cards up to their max. I've always been frugal and still managed to have nice things. People are always surprised by how much we have when their incomes are easily double of ours yet they still rent and take no vacations.
One of my biggest blessings is that our 3 kids have learned how to enjoy life and not be in debt. They watch their spending, occasionally buying expensive things, traveling abroad, yet still manage to have a good savings account.
Mary
One of my biggest blessings is that our 3 kids have learned how to enjoy life and not be in debt. They watch their spending, occasionally buying expensive things, traveling abroad, yet still manage to have a good savings account.
Mary
dewdropsinwv
Garden Addicted
Back to the main topic of the thread, I would like to get back to the range and practice shooting again soon. Maybe one day this week before the weather gets crappy again. I'm hoping to hear when the concealed carry classes will be. I'd like to be able to carry my gun soon.
