vfem
Garden Addicted
Oooooooooh, I LOVE those people!!! My husband has a good damn laugh when they've called to come collect from me. In fact, I am the only one I know who a collection person got so frustrated with they hung up on me, and NEVER called me back. I convinced one guy he was an embarrassment to his mama, and he finally starting cussing at me and hung up. Yet, just so you know.... there was no cussing, no name calling.... I just purely frustrated the people to death.elf said:Thanks...It helps to vent, somehow. Now, this same week, it seems I've become a victim of a bogus collection agency/fake law firm! They claim I'm going to court for fraud for borrowing $2000 and not paying (NEVER!) They've called and scared my husband, then left message. They sound legit. on phone, but their info. is different each time and the phone numbers aren't the same. Anyway, when I goggled the #, people assure me they're not licensed/legit/legal, so I'll not return their call. Problem is folks say they continue to harrass, calling folks' mothers & bosses, telling them you're going to jail and cursing. Just wait till they call when I'm home!!Guess I will TRY to refrain from cursing, so they don't record it and use it against me, although I don't think they'd dare. Think I'll first have fun with some 100 questions and some classic Southern "Come to Jesus"proselytizing;It's not to late to turn your life around. I can't help it, but sometimes bad things happen to people who really do me wrong. Once it was kidneystones (my ex-boss), once a guy's mother died (insurance agent who harrassed me after a wreck), once a young guy dropped dead jogging (I'd been wishing his co. would fire him and hire someone ethical) (For real, BTW.)Guess that could still be seen as a threat so best not. HOWEVER, I've been under tremendous stress for three yrs. now, so there's no telling what I might say. Sometimes I have to scream like a banshee when things build up, and I may just step outside and let off some steam. Will it break the phone if the decibel is too loud?
Which reminds me, I need to check my free credit report for this year. I know all but 1 bad bill is over 7 years old and needs to be cleared off.
And seriously, if you want to get all legal and sue them and press charges and their info is bogus, I learned how to catch them and turn them over. Simple.... act scared, negotiate, lets them make all the calls... then ask if they will take an account transfer or where to send a money order. They will give you a REAL account with real ties to people, and / or a REAL address for the money order. Then contact a lawyer, give them the fake phone #'s, a recording or hand written script of what was said, and the account or address for payment. They will track the real people and file real charges. If I can find the online 'how to' article I read I'll post it for ya. I think it was a 20/20 episode too.