the joys of home ownership....

Sorry PennyJo, I refuse to do that. I'm not going to work hard to find a bargain or save a penny only to pay high interest for those items!

Mary
 
Oh Mary sorry I was meaning for us :weeeshould have clarified that more
Ok, you've lost me here, haha. I understand getting the balance down to zero but the part of next month running it back up? If you've worked hard to get it down to zero, you don't want to use it again. Stay off those cards. They cost too much to use.

Mary
 
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